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Expenses & Finance Policy

Last updated: March 2026

Purpose

This policy sets out the rules for claiming and approving business expenses incurred by EXG employees in the course of their work. EXG will reimburse reasonable, legitimate business expenses when they have been properly authorised and evidenced.

All expenses must represent genuine business expenditure, be reasonable in cost, and comply with HMRC rules to be tax-deductible.


Who This Applies To

All EXG employees and contractors who incur expenses on behalf of the business. Contractors should confirm expense arrangements with their line manager before incurring costs, as these may be governed by their contract terms.


Eligible Expenses

Travel

TypePolicy
Rail (UK)Standard class. First class requires Director approval.
Air travel (short-haul, <4 hrs)Economy class. Business class requires Director approval.
Air travel (long-haul, >4 hrs)Business class permitted with Director approval.
Taxis / ridesharePermitted where public transport is impractical or unsafe.
Personal vehicle (mileage)Reimbursed at HMRC approved mileage rate (currently 45p/mile for first 10,000 miles, 25p/mile thereafter).
Hire carEconomy category. Requires line manager approval in advance.
Parking & tollsClaimable with receipts.

Book travel in advance where possible to minimise cost.


Accommodation

TypePolicy
Hotels (UK)Up to £150/night (London), £120/night (elsewhere). Exceptions require Director approval.
Hotels (international)Reasonable rate for the city; Director approval for stays above £200/night.
Airbnb / serviced apartmentsPermitted for stays of 3+ nights where cost-effective.

Meals & Subsistence

ScenarioLimit
Lunch (away from office, travel day)Up to £15
Evening meal (overnight stay required)Up to £35
Client / partner entertainingUp to £75/head — requires pre-approval from a Director and clear business purpose documented
Team meals (EXG-organised)Pre-approved budget; organised through management

Alcohol is claimable as part of a client meal but excessive alcohol spend will not be reimbursed.


Equipment & Supplies

Minor work-related purchases (cables, stationery, printer ink) up to £50 can be claimed without pre-approval. Purchases over £50 require line manager approval in advance.

Hardware (laptops, monitors, peripherals) must be purchased through EXG procurement via IT/Xenace — not via personal expense claim.


Training & Professional Development

Training costs require pre-approval from your line manager before booking. Approved training is reimbursed in full with receipts.


Other

  • Subscriptions & software: Pre-approval required. Must be for business use only and not duplicating existing EXG-provided tools.
  • Gifts to clients/partners: Up to £50 per person per year. Must not be cash or cash-equivalent. Subject to Anti-Bribery Policy guidelines.
  • Charitable donations: Not reimbursable.
  • Fines & penalties: Not reimbursable (parking fines, speeding, etc.).
  • Personal items: Not reimbursable.
  • Alcohol purchased alone (not with a meal): Not reimbursable.

Approval & Claim Process

  1. Incur the expense — only spend what you need and keep all receipts (paper or digital photo)
  2. Submit your claim — submit via the Xero Expenses module within 30 days of incurring the expense. Late claims (>60 days) may not be reimbursed.
  3. Attach receipts — all claims over £10 require a receipt. Card statements alone are not sufficient.
  4. Line manager approval — your line manager approves claims up to £500
  5. Director approval — claims over £500, or any entertainment/hospitality, require a Director to approve
  6. Payment — approved expenses are reimbursed via payroll or BACS within 30 days of approval

Foreign Currency

Expenses incurred in foreign currency should be converted to GBP at the exchange rate on the date of expenditure (use your bank/card statement rate). Note the original currency and amount on your claim.


Company Cards

Where EXG issues a company credit or debit card, it must be used only for legitimate business expenditure. All transactions must be reconciled monthly with receipts and submitted to Finance. Personal use of a company card is a disciplinary matter.


HMRC Compliance

EXG reports employee expenses in line with HMRC requirements. Benefits-in-kind that exceed HMRC exemption thresholds (e.g. entertainment over the trivial benefits limit) may be reported on a P11D. Staff will be notified if any expense gives rise to a personal tax liability.


Responsibilities

RoleResponsibility
EmployeeSubmit accurate, timely claims with receipts; only claim legitimate business expenses
Line managerReview and approve claims within their limit; query anything that appears unreasonable
Finance (Emma Linnell)Process approved claims; flag policy breaches; maintain records for HMRC compliance
DirectorsApprove high-value or entertainment claims

Review Schedule

This policy is reviewed annually.

Next review due: March 2027